Last updated: March 18, 2026
Welcome to MacroRiskSentinel.com ("MacroRisk Sentinel," "we," "us," or "our"). These Terms of Use ("Terms") govern your access to and use of MacroRiskSentinel.com and any related content, features, functionality, and materials made available through the website (collectively, the "Service").
The Service is owned and operated by Empiria Magna d.o.o.
By accessing or using the Service, you agree to these Terms. If you do not agree to these Terms, please do not use the Service.
MacroRisk Sentinel is a free macro risk monitoring and context tool designed to make selected U.S. macro and market indicators easier to read, compare, and interpret.
Its purpose is to bring a focused set of important signals into one place and help users build a clearer view of the broader market and risk environment. The Service may include dashboards, indicator summaries, historical comparisons, contextual interpretations, and features such as Crisis Similarity, which compares the current indicator configuration with selected historical stress episodes.
The Service is provided for general informational and analytical context purposes only.
MacroRisk Sentinel does not provide financial advice, investment advice, legal advice, tax advice, or any other form of professional advice.
Nothing contained in or made available through the Service should be interpreted as:
You remain solely responsible for any decisions you make based on information obtained from or derived from the Service.
We aim to make the Service useful and reasonably reliable. However, we do not guarantee that any data, charts, calculations, summaries, visualizations, historical comparisons, contextual interpretations, or other content made available through the Service are accurate, complete, current, error-free, or suitable for any particular purpose.
Macro and market data may be delayed, revised, incomplete, differently sourced, or subject to methodological limitations. Historical comparisons and context layers are inherently interpretive and should not be treated as deterministic signals or predictions.
By using the Service, you acknowledge and agree that:
MacroRisk Sentinel is intended as a practical context tool. It is designed to help users orient themselves more quickly, improve risk awareness, and place current conditions into a broader macro framework.
The Service is not designed to predict markets with certainty, produce guaranteed signals, or replace professional analysis.
Any use of the Service for trading, investing, business planning, research, or other decision-making is done entirely at your own risk.
You may use the Service for lawful personal, educational, research, or internal business purposes, provided that your use complies with these Terms and all applicable laws.
You agree not to:
The Service, including its design, layout, branding, text, visual elements, interface, original content, functionality, and overall structure, is owned by Empiria Magna d.o.o. or licensed to it and is protected by applicable intellectual property laws.
Unless explicitly stated otherwise, all rights, title, and interest in and to the Service remain with Empiria Magna d.o.o. and its licensors.
Your use of the Service does not grant you any ownership rights in the Service or its content. You may not reproduce, distribute, modify, republish, publicly display, create derivative works from, or otherwise exploit any part of the Service except as permitted by applicable law or with our prior written consent.
The Service may incorporate, reference, display, or rely on third-party data sources, public datasets, external websites, and third-party tools. We do not control and are not responsible for third-party content, third-party websites, third-party data collection practices, or third-party methodologies.
References to third-party sources are provided for convenience and informational purposes only. They do not imply endorsement, affiliation, approval, or guarantee.
We are not responsible for:
We may modify, update, suspend, restrict, or discontinue any part of the Service at any time, with or without notice.
The Service is an evolving product. Features, indicators, calculations, interface elements, design components, and context layers may be added, revised, replaced, or removed over time.
We do not guarantee continuous availability, uninterrupted access, or error-free operation.
MacroRisk Sentinel should be viewed as an early-stage and evolving tool rather than a finished endpoint.
By using the Service, you acknowledge that:
To the fullest extent permitted by applicable law, the Service is provided on an "as is" and "as available" basis.
We disclaim all warranties, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, availability, or suitability.
We do not warrant that:
To the fullest extent permitted by applicable law, Empiria Magna d.o.o. and its directors, officers, employees, contractors, affiliates, and service providers shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, revenues, business, data, opportunity, goodwill, or expected savings, arising out of or related to your use of or inability to use the Service.
This includes, without limitation, any loss or damage arising from:
If, notwithstanding the above, we are found liable to you for any claim arising out of or relating to the Service, our total liability shall be limited to the fullest extent permitted by applicable law.
You are solely responsible for evaluating the suitability, relevance, and reliability of any information obtained from the Service.
Before making any financial, investment, legal, commercial, or strategic decision, you should consider obtaining advice from an appropriately qualified professional where relevant.
You should not rely on MacroRisk Sentinel as your sole basis for decision-making.
We are committed to handling personal data in a lawful, fair, and transparent manner, and only to the extent reasonably necessary for the operation, security, maintenance, improvement, and administration of the Service.
When you use MacroRisk Sentinel, we may process limited categories of information such as:
We may use such information for purposes including:
We do not sell your personal data.
We aim to limit personal data processing to what is relevant and reasonably necessary for the specific purpose involved. Data may be stored only for as long as reasonably necessary for operational, security, legal, or administrative purposes, after which it may be deleted, anonymized, or aggregated where appropriate.
Depending on the nature of the data and the applicable law, you may have certain rights in relation to your personal data, which may include the right to request access, rectification, erasure, restriction, or objection. If you wish to make a privacy-related request, you may contact us at info@empiriamagna.com.
While we take reasonable steps to protect information processed in connection with the Service, no method of transmission or storage can be guaranteed to be completely secure. Accordingly, we cannot guarantee absolute security.
MacroRisk Sentinel may use cookies and similar technologies, including browser local storage and limited analytics technologies associated with Google Analytics, where necessary for the operation, security, performance, usability, and basic measurement of how the Service is used.
Some cookies or similar technologies may be strictly necessary to enable core website functionality, security, or user preferences.
The Service may also use analytics-related cookies or identifiers associated with Google Analytics to help us understand aggregated usage patterns and improve the Service over time.
At this stage, cookie management may be handled primarily through your browser settings. Most browsers allow you to view, manage, block, delete, or limit cookies and certain site data. Please note that blocking or deleting certain cookies, local storage items, or related technologies may affect parts of the Service or reduce functionality.
Where Google Analytics or other limited third-party technologies are used, the relevant provider may process certain technical data in accordance with its own policies and practices. We are not responsible for third-party services beyond our reasonable control.
We may update these Terms from time to time. When we do, we will update the "Last updated" date shown above.
By continuing to use the Service after revised Terms become effective, you agree to the updated Terms.
If you have questions about these Terms or the Service, you may contact us at:
Empiria Magna d.o.o.
Email: info@empiriamagna.com
These Terms shall be governed by and interpreted in accordance with the laws of Croatia, without regard to conflict of law principles.
Any disputes arising out of or in connection with these Terms or the Service shall be subject to the jurisdiction of the competent courts in Croatia, unless applicable mandatory law provides otherwise.